Your Trusted Mortgage Broker in Long Beach, CA
Since 1996, J2M Real Estate & Mortgage has been providing exceptional mortgage services with extensive experience and expertise. We are dedicated to helping you navigate the complex world of mortgages with ease, offering a wide range of products to meet your unique needs. Our goal is to secure the best possible financing options for you, whether you're buying your first home, refinancing, or seeking specialized loan products.
Why Choose J2M Real Estate & Mortgage?
- Extensive Mortgage Experience Since 1996: With decades of experience, our team has the knowledge and expertise to guide you through every step of the mortgage process.
- Banker/Broker Capabilities = Extremely Competitive Rates: We offer the best of both worlds, combining the advantages of a banker and a broker to secure highly competitive rates for our clients.
- Licensed in Multiple States: Our services extend beyond Long Beach, offering seamless mortgage solutions across multiple states.
Our Services
Conventional, FHA, VA Loans
We offer a variety of loan options to suit different financial situations, including conventional loans, FHA loans, and VA loans for veterans and active-duty military personnel.
Low Down Payment Options – 0% Available
Homeownership is within reach with our low down payment options, including opportunities for 0% down payments for qualified buyers.
HELOCS & 2nd Mortgages
Tap into your home's equity with Home Equity Lines of Credit (HELOCs) and second mortgages to finance home improvements, education, or other expenses.
Bridge Loans
Need temporary financing to bridge the gap between buying a new home and selling your current one? Our bridge loans provide the solution.
Low-Cost Reverse Mortgage Specialist
Our specialists offer low-cost reverse mortgage options, allowing homeowners aged 62 and older to convert part of their home equity into cash.
Non-Traditional Loans
We provide flexible lending solutions such as bank statement loans, debt service coverage loans, and other non-traditional loan products to meet the needs of self-employed individuals and investors.
Jumbo Loans – Large Loan Amounts Available
For those needing larger loan amounts, our jumbo loan options offer competitive rates and terms for high-value properties.
Debt Consolidation
Simplify your finances with our debt consolidation services, combining multiple debts into a single, manageable payment.
No Obligation Pre-Approvals
Get pre-approved for a mortgage with no obligation. This gives you a clear understanding of your budget and strengthens your offer when buying a home.
Contact Us Today!
Ready to start your mortgage journey with a trusted partner? Contact J2M Real Estate & Mortgage today to schedule a consultation and explore your options. Our dedicated team is here to answer your questions and provide personalized mortgage solutions tailored to your needs.